A before-maturity countdown for a bond or sukuk. The maturity is a factual alert (it can push), but reinvesting into securities is a Tier-3 decision — so the reinvestment routes to the advisor rather than completing in-app.
The nudge fires 4–8 weeks before maturity. The investor reviews reinvestment with their advisor, asks for a reminder, or lets it run — reinvesting securities is Tier-3, so it routes to a human.
Tap anything in the phone. Walk the guided path with the arrows, or try See reinvestment options → Send to my advisor, then open the bell to see the outcome recorded.
AED 1,000,000 · Emirates NBD bond · 4.5% coupon · matures 10 July.
We've shared your maturing bond with your advisor to review reinvestment. Nothing changes without your say-so. No advisor? We'll arrange a callback.
We'll remind you 3 days before maturity, so the decision doesn't slip.
Got it. On 10 July the principal returns to your call account; you can arrange reinvestment with your advisor anytime.
We cap notifications at 2–5 per week across all channels — counted globally, not per category. You can turn any category off without losing the others.
When a bond or sukuk matures, the principal returns to your account with any final coupon. Until reinvested it sits at the call-account rate — usually lower than a fresh bond or sukuk. An advisor can review comparable options.
A bond in your holdings is approaching its maturity date with no reinvestment set.
Only your own account data — nothing is shared outside the app.
Our AI selects from a pre-approved library of nudges. It doesn't write investment advice, and every nudge it sends is logged.
You'll never get more than 2–5 nudges a week, counted across push, email and in-app.
Mute or fine-tune any nudge category whenever you like.
The habit here is never missing a roll-off. Once the investor sees the radar catch a maturity weeks early — and that it loops in a human for the securities decision — they stop tracking dates themselves.